Salary packaging: how to prepare for FBT

The end of the Fringe Benefits Tax (FBT) period is almost here!

The Australian Taxation Office requires you to have a zero ($0) balance on your CBB salary packaging card and account, and your meal entertainment and holiday accommodation card before 31 March 2022.

If you have funds remaining after 31 March, they will be carried over and will reduce the amount you can salary package in the new FBT year.

It’s a good idea to start preparing now for the end of FBT to make sure you don’t miss out on salary packaging in the next year. Don’t worry, we’ve got some handy tips to help you avoid the last-minute rush!

Preparing your Salary Packaging Card and Account:

  • Prepare for upcoming birthdays by grabbing some gift cards from their favourite retailers
  • Pay for your food shopping – you could even purchase some gift cards from your supermarket for future food shops
  • Start (or pay off) a lay-by or take care of some bills online
  • Check to see if you have any other routine payments that could be made with your salary packaging funds instead.

With your Meal Entertainment and Holiday Accommodation Card… 

  • Take your friends, family, or partner out for dinner – Valentine’s Day is coming up, after all!
  • Lock in your next holiday or road trip by paying off or making accommodation bookings.
  • Purchase food and beverages for special occasions: including birthdays, engagements, weddings, or anniversaries.

If you are unsure about the current balance of your accounts, it’s easy to check. Simply log in at, use the Beyond Bank app, or call 13 14 02.

Please note:  if your salary packaging funds are only used towards regular payments such as your credit card, personal loan, mortgage or rent, you should have a $0 balance at the end of FBT.

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Baptist Care SA, lives, works and walks on Kaurna, Permangk and Boandik lands. We acknowledge Aboriginal people as the state’s first peoples, recognise their traditional ownership, and respect their cultural heritage, beliefs, deep connection and continued guardianship of land and waters. We value the contributions of Elders past and present, and are committed to learning from those emerging.